10609 Ruger Rd, Willis, TX 77378 Property Records

Montgomery County property record for 10609 Ruger Rd, Willis, TX 77378

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,213 sqft · built 2022
Lot Size	2.25 acres (98,014 sqft)
Owner	2 Company Names on Record
Last Sale	$150,600 (Feb 2021)
Tax Bill	$14,598 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8282-00-00900`

Property Details

APN / Parcel Number

Primary APN	`8282-00-00900`
Alternative APN	`R508625`

Interior

Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	5,213 sqft Living Area
Gross Area	6,598 sqft
1st Floor Area	3,923 sqft
2nd Floor Area	1,290 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	98,014 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	1,385 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10609 RUGER RD
City	WILLIS
State	TX
Zip	77378-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S828200 - REPUBLIC GRAND RANCH 01, BLOCK 1, LOT 9
Legal Subdivision	REPUBLIC GRAND RANCH 01
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1015
Census Tract	694107

Owner

Source: Montgomery County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10609 RUGER RD, WILLIS, TX 77378-4248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Feb 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	202116480
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000060104
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 8, 2026
Property Address	10609 RUGER RD, WILLIS, TX 77378-4248
Document Number	0000060104
Instrument Date	Jun 3, 2026
Instrument	202660104
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10609 RUGER RD, WILLIS, TX 77378-4248

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10609 RUGER RD, WILLIS, TX 77378-4248
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14806 RICH VALLEY LN, SUGAR LAND, TX 77498-5029

Mortgage

Document Number	0000009013
Date	Feb 3, 2023
Instrument	2023009013

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 8, 2021
Property Address	10609 RUGER RD, WILLIS, TX 77378-4248
Document Number	0000016480
Map Reference	CAB Z SH 6889
Instrument Date	Feb 5, 2021
Instrument	2021016480
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 WATER ST, WILLIAMSTOWN, MA 01267-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14806 RICH VALLEY LN, SUGAR LAND, TX 77498-5029

Mortgage

Document Number	0000016481
Date	Feb 8, 2021
Instrument	2021016481

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,998 (+1%)	$1,133,576 (-17.07%) Land $186,758 Building $946,818
2025	$14,598.00 (+7.35%) Homeowner's exemption	$1,020,907 (+1%)	$1,366,852 (+47.27%) Land $186,758 Building $1,180,094
2024	$13,599.00 (+643.52%) Homeowner's exemption	$928,097 (+724.98%) Land $186,758 Building $741,339	$928,097 (+724.98%) Land $186,758 Building $741,339
2023	$1,829.00	$112,500 Land $112,500	$112,500 Land $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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