Montgomery County property record for 10603 Ruger Rd, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,066 sqft · built 2022 |
| Lot Size | 2 acres (87,142 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,422 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-00-00800 |
| Primary APN | 8282-00-00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,066 sqft Living Area |
| 1st Floor Area | 3,066 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 87,142 sqft |
| View / Lot | Front |
| Porch | Open Frame Porch |
| Porch Area | 847 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10603 RUGER RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S828200 - REPUBLIC GRAND RANCH 01, BLOCK 1, LOT 8 |
| Legal Subdivision | REPUBLIC GRAND RANCH 01 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 694107 |
10603 Ruger Rd is owned and occupied by two individuals who acquired it in January 2021.
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10603 RUGER RD, WILLIS, TX 77378-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage COMMUNITYBANK OF TEXAS NA |
| Feb 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITYBANK OF TEXAS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 |
| Deed Sale | Jan 15, 2021 |
| Deed Document Number | 20215850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10603 RUGER RD, WILLIS, TX 77378-4248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Name | Verified Name |
|---|---|
| Address | 10918 HUNDRED BRIDGE LN, SUGAR LAND, TX 77498-7226 |
| Document Number | 0000021000 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022021000 |
| Name | COMMUNITYBANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Address | BEAUMONT, TX 77706 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 16, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10603 RUGER RD, WILLIS, TX 77378-4248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Name | Verified Name |
|---|---|
| Address | 10918 HUNDRED BRIDGE LN, SUGAR LAND, TX 77498-7226 |
| Document Number | 0000020999 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022020999 |
| Name | COMMUNITYBANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Address | SUGAR LAND, TX 77498 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 10603 Ruger Rd was $7,422 with exemptions applied, down 10.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,331 (+1%) | $837,090 (-11.84%) Land $166,042 Building $671,048 | |
| 2025 | $7,422.00 (-10.34%) Homeowner's exemption Senior Citizen's exemption | $694,846 (+531.49%) Land $166,042 Building $783,499 | $949,541 (+50.32%) Land $166,042 Building $783,499 |
| 2024 | $8,278.00 (+3,499.13%) Homeowner's exemption Senior Citizen's exemption | $110,033 (+1%) Land $166,042 Building $465,636 | $631,678 (+531.49%) Land $166,042 Building $465,636 |
| 2023 | $230.00 Homeowner's exemption | $100,030 Land $100,030 | $100,030 Land $100,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10603 Ruger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10603 Ruger Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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