Charles County property record for 10609 Jack Pine Ln, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,306 sqft · built 2017 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,725 (Jun 2017) |
| Tax Bill | $20,996 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Jun 2017 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-356060 |
| Primary APN | 06-356060 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,306 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 842 sqft |
| Finished Basement | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 356060 |
|---|---|
| Street Address | 10609 JACK PINE LN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 8 BLK E PH 4 PINEY GROVES ESTATES SUB |
| Legal Subdivision | PINEY GROVES ESTATES |
| Legal Phase | 4 |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Intrafamily Transfer, Transfer |
| Jun 6, 2017 | Deed, Subdivision Related Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Deed Book / Page | 9856 / 397 |
| Last Transfer Date | Apr 20, 2022 |
| Transfer Doc | 0125290347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 29, 2022 |
| Property Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Number | 0125290347 |
| Book / Page | 12529 / 347 |
| Map Reference | MB 60 PG 176-178 |
| Instrument Date | Apr 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 6, 2017 |
| Property Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Number | 0098560397 |
| Book / Page | 9856 / 397 |
| Map Reference | MB60 PG176-178 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10609 JACK PINE CT, WALDORF, MD 20603-6710 |
| Document Number | 0009856405 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 9856/405 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Number | 0098020387 |
| Book / Page | 009802 / 000387 |
| Instrument Date | Mar 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 98020387 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000387 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Number | 0098020429 |
| Book / Page | 009802 / 000429 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 98020429 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000429 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10609 JACK PINE LN, WALDORF, MD 20603-6710 |
| Document Number | 0098020366 |
| Book / Page | 009802 / 000366 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 98020366 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000366 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount Recorded |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,800 (+5.61%) | $523,200 (-) Land $125,100 Building $398,100 | |
| 2025 | $20,996.00 (+177.17%) Homeowner's exemption | $470,400 (+12.98%) | $523,200 (+17.84%) Land $125,100 Building $398,100 |
| 2023 | $7,575.00 Homeowner's exemption | $416,367 | $444,000 Land $125,100 Building $318,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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