Charles County property record for 10598 Jack Pine Ln, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,743 sqft · built 2017 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,050 (Nov 2017) |
| Tax Bill | $22,621 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-356071 |
| Primary APN | 06-356071 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,743 sqft Living Area |
| Gross Area | 4,163 sqft |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,022 sqft |
| Finished Basement | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,231 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 356071 |
|---|---|
| Street Address | 10598 JACK PINE LN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 10 BLK F PH 4 PINEY GROVE ESTATES SUB |
| Legal Subdivision | PINEY GROVE ESTATES SUB |
| Legal Phase | 4 |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
10598 Jack Pine Ln is owned and occupied by two individuals who bought it in November 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 7, 2017 | Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Aug 17, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Jun 15, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2017 · Amount on File |
| Deed Sale | Nov 7, 2017 · Amount on File |
| Prior Sale | Jun 15, 2017 · Amount on File |
| Deed Book / Page | 10056 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Document Number | 0119400143 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 11940/143 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 7, 2017 |
| Property Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Document Number | 0100560498 |
| Book / Page | 10056 / 498 |
| Map Reference | MB60 PG176-178 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FOUNDERS TITLE AGENCY OF MAR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Document Number | 0010056505 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 10056/505 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 17, 2017 |
| Property Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Document Number | 0099540071 |
| Book / Page | 009954 / 000071 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 99540071 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 009954/000071 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 15, 2017 |
| Property Address | 10598 JACK PINE LN, WALDORF, MD 20603-6715 |
| Document Number | 0098710323 |
| Book / Page | 009871 / 000323 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA |
| Amount | Amount on Record |
|---|---|
| Tax | $439.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1802 BRIGHTSEAT RD LANDOVER MD 207854232, LANDOVER, MD 20785-4232 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10598 Jack Pine Ln was $22,621 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,900 (+5.83%) | $586,500 (-) Land $125,100 Building $461,400 | |
| 2025 | $22,621.00 Homeowner's exemption | $525,300 | $586,500 Land $125,100 Building $461,400 |
| 2023 | $8,275.00 | $463,200 | $494,700 Land $125,100 Building $369,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10598 Jack Pine Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10598 Jack Pine Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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