10609 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10609 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,544 sqft · built 1974
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$420,000 (Jun 2025)
Tax Bill$3,986 (2024)
Flood ZoneZone X (minimal risk)
APN29-14-05-307-019.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-307-019.000-018
Alternative APN
  • 1614050307019000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,544 sqft Living Area
Gross Area3,792 sqft
1st Floor Area2,544 sqft
2nd Floor Area816 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions152 ft deep x 145 ft wide
Garage TypeAttached
Garage Area1,248 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address10609 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-3969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 4, LOT 174
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionTHE WOODLANDS SECTION 4
Legal Lot Number174
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract111004

Owner

10609 E Lakeshore Dr is owned by a company that bought it in June 2025.

Source: Hamilton County records, as of June 4, 2026

Owner of RecordCompany Name on File
Mailing Address1 CIVIC SQ, CARMEL, IN 46032-2584
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2025 · Amount on File
Deed SaleJun 18, 2025 · Amount on File
Deed Document Number202523968
Prior Transfer DateJun 17, 2003
Prior Transfer Doc0000093917
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$361,100 (-1.55%) Land $100,400 Building $260,700$361,100 (-1.55%) Land $100,400 Building $260,700
2024$3,986.00 (+4.76%)$366,800 (+1.16%) Land $100,400 Building $266,400$366,800 (+1.16%) Land $100,400 Building $266,400
2023$3,805.00 (+3.45%) Homeowner's exemption$362,600 (+11.81%) Land $57,900 Building $304,700$362,600 (+11.81%) Land $57,900 Building $304,700
2022$3,678.00$324,300 Land $57,900 Building $266,400$324,300 Land $57,900 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10609 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10609 E Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on E Lakeshore Dr

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