10606 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10606 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,252 sqft · built 1973
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$3,655 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-308-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-308-017.000-018`
Alternative APN	`1614050308017000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	2,252 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	169 ft deep x 140 ft wide
Terrain	High
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10606 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 1, LOT 5, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	THE WOODLANDS SECTION 1
Legal Lot Number	5
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111004

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU
Apr 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 9, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202243866
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0000017298
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030660
Date	Aug 10, 2023
Instrument	2023030660

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 6, 2022
Property Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970
Document Number	0000043866
Map Reference	MB 4 PG 76&77
Instrument Date	Aug 30, 2022
Instrument	2022043866
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970

Mortgage

Document Number	0000043867
Date	Sep 6, 2022
Instrument	2022043867

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 1, 2020
Property Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970
Document Number	0000017298
Instrument Date	Mar 24, 2020
Instrument	17298
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10606 E LAKESHORE DR CARMEL IN 460333970, CARMEL, IN 46033-3970

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 9, 2019
Property Address	10606 E LAKESHORE DR, CARMEL, IN 46033-3970
Document Number	0000036278
Instrument Date	Aug 8, 2019
Instrument	36278
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10606 E LAKESHORE DR CARMEL IN 460333970, CARMEL, IN 46033-3970

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,500 (+4.17%) Land $100,300 Building $254,200	$354,500 (+4.17%) Land $100,300 Building $254,200
2024	$3,655.00 (-1.08%)	$340,300 (-3.73%) Land $100,300 Building $240,000	$340,300 (-3.73%) Land $100,300 Building $240,000
2023	$3,695.00 (+1.01%) Homeowner's exemption	$353,500 (+11.76%) Land $57,900 Building $295,600	$353,500 (+11.76%) Land $57,900 Building $295,600
2022	$3,658.00	$316,300 Land $57,900 Building $258,400	$316,300 Land $57,900 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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