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10604 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 10604 Pointer Ridge Dr, Charlotte, NC 28214 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,192 sqft · built 2014
Lot Size0.242 acres (10,575 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Aug 2020)
Tax Bill$2,256 (2023)
Deeds & MortgagesMar 2024 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-462-41

Property Details

APN / Parcel Number

Primary APN031-462-41

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,192 sqft Heated Area
Gross Area2,488 sqft
1st Floor Area984 sqft
Upper Floors Area1,208 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,575 sqft (0.242 acres)
Garage Area280 sqft
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-462-41
Street Address10604 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-1075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL52 M40-59
Legal SubdivisionCATAWBA RIV PLANTATION PH 04 M
Legal Lot Number52
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1009
Census Tract6013

Owner

Source: Mecklenburg County records · APN 031-462-41

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 25, 2020Warranty Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Sep 14, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Document Number0034966736
Deed Book / Page34966 / 736
Record UpdatedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedMar 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075

Mortgage

Document Number0000021707
DateMar 12, 2024
Book Page38684/152
Instrument2024021707
Lender
NameLOANCARE LLC
TypeMortgage Company
Address3637 SENTARA WAY, VIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueSep 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 25, 2020
Property Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Document Number0000133996
Book / Page34966 / 736
Map ReferenceMB 40 PG 59
Instrument DateAug 03, 2020
Instrument2020133996
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1004 CHAMBERLEYNE WAY, 1004, WAXHAW, NC 28173-7332

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075

Mortgage

Document Number0000133997
DateAug 25, 2020
Instrument2020133997
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 14, 2017
Property Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Document Number0000124576
Book / Page32118 / 417
Map ReferenceMB40 PG59
Instrument DateSep 14, 2017
Instrument2017124576
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$354.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075

Mortgage

Document Number0000124578
DateSep 14, 2017
Instrument2017124578
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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