10604 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10604 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 2002
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2023 Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.123`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.123`
Alternative APN	`115667`

Interior

Full Baths	1 Bath
Building Area	1,385 sqft Adjusted Area
1st Floor Area	1,254 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	115667
Street Address	10604 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 141 FOREST NORTH SUBD PH 3 SEC 11-7-11
Legal Range	11
Legal Township	07
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 3
Legal Phase	3
Legal Lot Number	141
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

Source: Harrison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13213 MY WAY RD, GULFPORT, MS 39503-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 17, 2025	Warranty Deed, Transfer
Aug 18, 2025	Warranty Deed, Transfer
Jan 24, 2025	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025
Deed Sale	Nov 17, 2025
Prior Sale	Aug 18, 2025 · Amount on Record
Deed Document Number	2025-0024921-D-J1
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10604 E BAY TREE DR, GULFPORT, MS 39503-4539
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 E BAY TREE DR, GULFPORT, MS 39503-4539

Mortgage

Document Number	20230023143TJ1
Date	Nov 15, 2023
Instrument	2023-0023143-T-J1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 17, 2025
Property Address	10604 E BAY TREE DR, GULFPORT, MS 39503-4539
Document Number	20250024921DJ1
Map Reference	MB 42 PG 1
Instrument Date	Nov 17, 2025
Instrument	2025-0024921-D-J1
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 176, PERKINSTON, MS 39573-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13213 MY WAY RD, GULFPORT, MS 39503-4826

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 18, 2025
Property Address	10604 E BAY TREE DR, GULFPORT, MS 39503-4539
Document Number	20250017633DJ1
Map Reference	MB 42 PG 1
Instrument Date	Aug 6, 2025
Instrument	2025-0017633-D-J1
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CLEAR LAKE RD # B, B, PERKINSTON, MS 39573-4702

January 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 24, 2025
Property Address	10604 E BAY TREE DR, GULFPORT, MS 39503-4539
Document Number	20250001078DJ1
Map Reference	MB 42 PG 1
Instrument Date	Dec 23, 2024
Instrument	2025-0001078-D-J1
Transaction Type	Foreclosure
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3145 AVALON RIDGE PL STE 100, 100, PEACHTREE CORNERS, GA 30071-1570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 AVALON RIDGE PL STE 100, 100, PEACHTREE CORNERS, GA 30071-1570

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$6,838 (+4.72%)	$68,381 (+4.72%) Land $18,000 Building $50,381
2023	$6,530	$65,299 Land $18,000 Building $47,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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