10595 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10595 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 906 sqft · built 2002
Lot Size	0.143 acres (6,251 sqft)
Owner	Company Name on Record
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.140`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.140`
Alternative APN	`115684`

Interior

Full Baths	1 Bath
Building Area	906 sqft Adjusted Area
1st Floor Area	901 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10595 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 FOREST NORTH SUBD PH 3 SEC 11-7-11
Legal Range	11W
Legal Township	07S
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 3
Legal Phase	3
Legal Lot Number	156
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4005
Census Tract	3208

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	449 WALDA DR, BILOXI, MS 39531-2845
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022
Deed Sale	Aug 24, 2022
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202221050
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10595 E BAY TREE DR, GULFPORT, MS 39503-4545
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210005492TJ1
Date	Apr 29, 2021
Instrument	2021-0005492-T-J1

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 22, 2022
Property Address	10595 E BAY TREE DR, GULFPORT, MS 39503-4545
Document Number	20220021050DJ1
Map Reference	PB 42 PG 1
Instrument Date	Aug 18, 2022
Instrument	2022-0021050-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 TYREE TOLIVER ST, BAKERSFIELD, CA 93307-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 WALDA DR, BILOXI, MS 39531-2845

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (+4.26%)	$10,679 (+7.96%)	$71,190 (+7.95%) Land $18,000 Building $53,190
2024	$1,220.00 (+3.21%)
2023	$1,182.00 (-0.59%)	$9,892	$65,949 Land $18,000 Building $47,949
2022	$1,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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