10604 Cedar Forest Cir, Clermont, FL 34711 Property Records

Lake County property record for 10604 Cedar Forest Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 2003
Lot Size	0.271 acres (11,793 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2021)
Tax Bill	$3,898 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-2306-000-06400`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-2306-000-06400`
Alternative APNs	`252311230600006400` `3818934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,793 sqft (0.271 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3818934
Street Address	10604 CEDAR FOREST CIR
City	CLERMONT
State	FL
Zip	34711-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINDSCAPE PHASE III PB 49 PG 95-97 LOT 64 ORB 5773 PG 1630
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	WINDSCAPE PHASE III
Legal Tract	2306
Legal Lot Number	64
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10604 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	2021112828
Deed Book / Page	5773 / 1630
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0047101540
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2021
Property Address	10604 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Document Number	0057731630
Book / Page	5773 / 1630
Map Reference	MB 49 PG 95-97
Instrument Date	Aug 10, 2021
Instrument	2021112828
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 VILLA LN, APOPKA, FL 32712-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 CEDAR FOREST CIR, CLERMONT, FL 34711-6151

Mortgage

Document Number	0057731632
Date	Aug 17, 2021
Instrument	5773/1632

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 20, 2017
Property Address	10604 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Document Number	0049741874
Book / Page	4974 / 1874
Map Reference	MB 49 PG 95-97
Instrument Date	Jul 14, 2017
Instrument	2017077994
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TITLE OF WEST ORLA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 CEDAR FOREST CIR, CLERMONT, FL 34711-6151

Mortgage

Document Number	2017077995
Date	Jul 20, 2017
Instrument	2017077995

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,090 (+2.9%)	$343,136 (-) Land $90,000 Building $253,136
2025		$284,830 (+5.98%) Land $90,000 Building $194,830	$343,136 (+16.84%) Land $90,000 Building $253,136
2024	$3,898.00 (+7.38%)
2023	$3,630.00 (+7.11%) Homeowner's exemption Additional exemption filed	$268,750 (+3%)	$293,671 (-) Land $49,200 Building $244,471
2022	$3,389.00 Homeowner's exemption Additional exemption filed	$260,931	$293,671 Land $49,200 Building $244,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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