10546 Cedar Forest Cir, Clermont, FL 34711 Property Records

Lake County property record for 10546 Cedar Forest Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,945 sqft · built 2004
Lot Size	0.312 acres (13,593 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2023)
Tax Bill	$4,393 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-2306-000-06800`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-2306-000-06800`
Alternative APN	`3818938`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	1,945 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,593 sqft (0.312 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	560 sqft
Porch	Open Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3818938
Street Address	10546 CEDAR FOREST CIR
City	CLERMONT
State	FL
Zip	34711-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSCAPE PHASE III PB 49 PG 95-97 LOT 68 ORB 6125 PG 205
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	WINDSCAPE PHASE
Legal Phase	3
Legal Tract	2306
Legal Lot Number	68
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31323

Owner

10546 Cedar Forest Cir is owned and occupied by an individual who bought it in April 2023.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10546 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Jul 12, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	2023043079
Deed Book / Page	6125 / 205
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 14, 2023
Property Address	10546 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Document Number	0061250205
Book / Page	6125 / 205
Map Reference	MB 49 PG 95-97
Instrument Date	Apr 10, 2023
Instrument	2023043079
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10546 CEDAR FOREST CIR, CLERMONT, FL 34711-6151

Mortgage

Document Number	0006125207
Date	Apr 14, 2023
Instrument	6125/207

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 12, 2022
Property Address	10546 CEDAR FOREST CIR, CLERMONT, FL 34711-6151
Document Number	0059900291
Book / Page	5990 / 291
Map Reference	MB 49 PG 95-97
Instrument Date	Jun 30, 2022
Instrument	2022094900
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$3,061.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9000 LAKE UNDERHILL RD, ORLANDO, FL 32825-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,510 Land $90,000 Building $233,510	$355,056 Land $90,000 Building $265,056
2024	$4,393.00 (-5.36%)
2023	$4,642.00 (+75.5%)	$306,656 (+49.41%)	$306,656 (+0.05%) Land $49,200 Building $257,456
2022	$2,645.00 Homeowner's exemption	$205,240	$306,517 Land $49,200 Building $257,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10546 Cedar Forest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10546 Cedar Forest Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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