10604 Calaveras, Waco, TX 76708 Property Records

McLennan County property record for 10604 Calaveras, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,893 sqft · built 2004
Lot Size	0.247 acres (10,799 sqft)
Owner	Individual Name on Record
Tax Bill	$15 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`180034000004180`

Property Details

APN / Parcel Number

Primary APN	`180034000004180`
Alternative APN	`323970`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,893 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,799 sqft (0.247 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	557 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	323970
Street Address	10604 CALAVERAS
City	WACO
State	TX
Zip	76708-5782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RESERVE @ LAKELAND MEADOWS PH 2 BLOCK 4 LOT 18 ACRES 0.2479 PH 2
Legal Subdivision	RESERVE @ LAKELAND MEADOWS
Legal Block	4
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	4105

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5529 COPPER MTN, WACO, TX 76708-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Vendor's Lien, Transfer · FHA Mortgage SUSSER BANK
Jan 3, 2024	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP
Jun 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jul 25, 2017	Grant Deed, Transfer HINES GROUP TEXAS LLC
Jun 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025
Deed Sale	Jun 18, 2025
Prior Sale	Jan 3, 2024
Deed Document Number	2025018437
Record Updated	Jun 7, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 18, 2025
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Document Number	0000018437
Map Reference	FILE 2003043146
Instrument Date	Jun 16, 2025
Instrument	2025018437
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10604 CALAVERAS, WACO, TX 76708-5782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5529 COPPER MTN, WACO, TX 76708-6900

Mortgage

Document Number	0000018438
Date	Jun 18, 2025
Instrument	2025018438

Lender

Name	SUSSER BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 3, 2024
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Document Number	0000000239
Map Reference	FILE 2003043146
Instrument Date	Jan 2, 2024
Instrument	2024000239
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 CALAVERAS, WACO, TX 76708-5782

Mortgage

Document Number	0000000240
Date	Jan 3, 2024
Instrument	2024000240

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 1, 2022
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Document Number	0000021988
Map Reference	FILE 2003043146
Instrument Date	May 27, 2022
Instrument	2022021988
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 CALAVERAS, WACO, TX 76708-5782

Mortgage

Document Number	0000021989
Date	Jun 1, 2022
Instrument	2022021989

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003289
Date	Jan 27, 2021
Instrument	2021003289

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019961
Date	Jun 18, 2018
Instrument	2018019961

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 25, 2017
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Document Number	0000023983
Instrument Date	Jul 25, 2017
Instrument	23983
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WISTERIA ST WACO TX 767089636, WACO, TX 76708-9636

Mortgage

Document Number	23984
Date	Jul 25, 2017
Instrument	23984

Lender

Name	HINES GROUP TEXAS LLC
Address	601 LAKE AIR DR # B, WACO, TX 76710-5841

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 24, 2022

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 21, 2017
Property Address	10604 CALAVERAS, WACO, TX 76708-5782
Document Number	0000020031
Instrument Date	Jun 17, 2017
Instrument	20031
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 LAKE AIR DR #B WACO TX 767105841, B, WACO, TX 76710-5841

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,560 (+1.54%) Land $34,670 Building $293,890	$328,560 (+1.54%) Land $34,670 Building $293,890
2024	$15.00 (-99.79%)
2023		$323,580 Land $34,670 Building $288,910	$323,580 Land $34,670 Building $288,910
2022	$7,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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