10513 Calaveras, Waco, TX 76708 Property Records

McLennan County property record for 10513 Calaveras, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,619 sqft · built 2005
Lot Size	0.246 acres (10,729 sqft)
Owner	Individual Name on Record
Last Sale	$231,200 (Dec 2020)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-003400-000509-0`

Property Details

APN / Parcel Number

Primary APN	`18-003400-000509-0`
Alternative APN	`323994`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	1,619 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,729 sqft (0.246 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	426 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	271 sqft
Patio Area	140 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10513 CALAVERAS
City	WACO
State	TX
Zip	76708-5785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RESERVE @ LAKELAND MEADOWS LOT 9 BLOCK 5 ACRES .2463
Legal Subdivision	RESERVE @ LAKELAND MEADOWS
Legal Block	5
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10513 CALAVERAS, WACO, TX 76708-5785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Dec 17, 2020	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	202045006
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000045006
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10513 CALAVERAS, WACO, TX 76708-5785
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10513 CALAVERAS, WACO, TX 76708-5785

Mortgage

Document Number	0000037929
Date	Dec 10, 2025
Instrument	2025037929

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 17, 2020
Property Address	10513 CALAVERAS, WACO, TX 76708-5785
Document Number	0000045006
Map Reference	FILE 20003043146
Instrument Date	Dec 16, 2020
Instrument	2020045006
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10513 CALAVERAS, WACO, TX 76708-5785

Mortgage

Document Number	0000045007
Date	Dec 17, 2020
Instrument	2020045007

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000045008
Date	Dec 17, 2020
Instrument	2020045008

Lender

Name	TEXAS AFFORDABLE HOUSING CORPORATION
Address	AUSTIN, TX 78702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Nov 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,092 (+1.58%) Land $37,980 Building $268,112	$306,092 (+1.58%) Land $37,980 Building $268,112
2025	$4,643.00 (-31.84%) Homeowner's exemption	$301,340 (-0.05%) Land $34,550 Building $266,790	$301,340 (-0.05%) Land $34,550 Building $266,790
2024	$6,812.00 (+1.11%)
2023		$301,490 Land $34,550 Building $266,940	$301,490 Land $34,550 Building $266,940
2022	$6,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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