10602 E 13th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10602 E 13th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 552 sqft · built 1941
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2020)
Tax Bill	$2,572 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45204.2112`

Property Details

APN / Parcel Number

Primary APN	`45204.2112`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
Gross Area	648 sqft
1st Floor Area	552 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	96 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10602 E 13TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PLACE N142FT LT 6 BLK 20
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PLACE
Legal Block	20
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2019
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10602 E 13TH AVE, SPOKANE VALLEY, WA 99206-3475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	20206933200
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10602 E 13TH AVE, SPOKANE VALLEY, WA 99206-3475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006821556
Date	Jul 12, 2019
Instrument	6821556

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 19, 2020
Property Address	10602 E 13TH AVE, SPOKANE VALLEY, WA 99206-3475
Document Number	0006933200
Map Reference	VOL Q PG 19
Instrument Date	Jun 18, 2020
Instrument	6933200
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10602 E 13TH AVE, SPOKANE VALLEY, WA 99206-3475

Mortgage

Document Number	0006933201
Date	Jun 19, 2020
Instrument	6933201

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10602 E 13TH AVE, SPOKANE VALLEY, WA 99206-3475
Document Number	0006834853
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10602 E 13TH AVE SPOKANE VALLEY WA 992063475, SPOKANE VALLEY, WA 99206-3475

Mortgage

Document Number	0006834853
Date	Aug 23, 2019
Instrument	6834853

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,572.00 (+5.37%)	$242,200 (+3.9%) Land $110,000 Building $132,200	$242,200 (+3.9%) Land $110,000 Building $132,200
2025	$2,441.00 (+7.87%)
2024		$233,100 (+26.89%) Land $70,000 Building $163,100	$233,100 (+26.89%) Land $70,000 Building $163,100
2023	$2,263.00 (+4.62%)	$183,700 Land $47,500 Building $136,200	$183,700 Land $47,500 Building $136,200
2022	$2,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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