10508 E 13th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10508 E 13th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1957
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Nov 1996)
Tax Bill	$3,881 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45204.2208`

Property Details

APN / Parcel Number

Primary APN	`45204.2208`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	362 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	10508 E 13TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PL N142FT L4 B21
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PL
Legal Block	21
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10508 E 13TH AVE, SPOKANE VALLEY, WA 99206-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1996 · Amount on Record
Deed Sale	Nov 19, 1996 · Amount on Record
Deed Document Number	19964055790
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10508 E 13TH AVE, SPOKANE VALLEY, WA 99206-3404
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 E 13TH AVE, SPOKANE VALLEY, WA 99206-3404

Mortgage

Document Number	0007449051
Date	Oct 24, 2025
Instrument	7449051

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 28, 2065

Interest

Rate Type	Adjustable Rate
Rate	8.3%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10508 E 13TH AVE, SPOKANE VALLEY, WA 99206-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007009937
Date	Dec 18, 2020
Instrument	7009937

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,881.00 (+5.18%)	$354,900 (+8.83%) Land $110,000 Building $244,900	$354,900 (+8.83%) Land $110,000 Building $244,900
2025	$3,690.00 (+17.82%)
2024		$326,100 (+23.95%) Land $70,000 Building $256,100	$326,100 (+23.95%) Land $70,000 Building $256,100
2023	$3,132.00 (+1.79%)	$263,100 Land $47,500 Building $215,600	$263,100 Land $47,500 Building $215,600
2022	$3,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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