10600 Three Oaks Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 10600 Three Oaks Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,024 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Aug 2021)
Tax Bill	$9,601 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-120-22-31-0086`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-31-0086`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,024 sqft Living Area
Gross Area	4,918 sqft
1st Floor Area	1,410 sqft
2nd Floor Area	1,614 sqft
Basement Area	1,061 sqft
Flooring	Wood

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	13,068 sqft (0.3 acres)
Lot Depth	174 ft Depth
Garage Type	Attached
Garage Area	833 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10600 THREE OAKS LN
City	CHAMPLIN
State	MN
Zip	55316-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T RESERVE AT ELM CREEK 2ND ADDN SW61X174X88X175
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	31
Legal Subdivision	RESERVE AT ELM CREEK 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2007
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10600 THREE OAKS LN, CHAMPLIN, MN 55316-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	20215864264
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 6, 2021
Property Address	10600 THREE OAKS LN, CHAMPLIN, MN 55316-2640
Document Number	0T05864264
Instrument Date	Jul 29, 2021
Instrument	T05864264
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10600 THREE OAKS LN, CHAMPLIN, MN 55316-2640

Mortgage

Document Number	0T05864265
Date	Aug 6, 2021
Instrument	T05864265

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,601.00 (+24.79%)	$732,600 (+12.88%) Land $160,000 Building $572,600	$732,600 (+12.88%) Land $160,000 Building $572,600
2023	$7,694.00 Homeowner's exemption
2022		$649,000 Land $128,000 Building $521,000	$649,000 Land $128,000 Building $521,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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