10592 Three Oaks Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 10592 Three Oaks Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,081 sqft · built 2015
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$552,500 (Oct 2019)
Tax Bill	$9,732 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-120-22-31-0087`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-31-0087`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,081 sqft Living Area
Gross Area	4,969 sqft
1st Floor Area	1,354 sqft
2nd Floor Area	1,727 sqft
Basement Area	1,083 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Depth	175 ft Depth
Garage Type	Attached
Garage Area	805 sqft
Porch	Open Porch
Porch Area	130 sqft
Deck Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	10592 THREE OAKS LN
City	CHAMPLIN
State	MN
Zip	55316-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 001 T RESERVE AT ELM CREEK 2ND ADDN SW67X175X95X177
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	31
Legal Subdivision	RESERVE AT ELM CREEK 2ND ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2007
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit GRANITE COMMUNITY BANK
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 4, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	20195650766
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642

Mortgage

Document Number	00T6000172
Date	Feb 14, 2023
Instrument	T6000172

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642

Mortgage

Document Number	0T05926044
Date	Mar 2, 2022
Instrument	T05926044

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 4, 2019
Property Address	10592 THREE OAKS LN, CHAMPLIN, MN 55316-2642
Document Number	0005650766
Instrument Date	Sep 27, 2019
Instrument	5650766
Transaction Type	Transfer
Record Updated	Oct 19, 2019
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,878.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10592 THREE OAKS LN CHAMPLIN MN 553162642, CHAMPLIN, MN 55316-2642

Mortgage

Document Number	5650767
Date	Oct 4, 2019
Instrument	5650767

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,732.00 (+24.96%)	$741,400 (+13.02%) Land $160,000 Building $581,400	$741,400 (+13.02%) Land $160,000 Building $581,400
2023	$7,788.00 Homeowner's exemption
2022		$656,000 Land $128,000 Building $528,000	$656,000 Land $128,000 Building $528,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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