1060 Horne Rd, Tryon, NC 28782 Property Records

Polk County property record for 1060 Horne Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 1961
Lot Size	22.1 acres (964,854 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Apr 2017)
Tax Bill	$1,852 (2026)
Deeds & Mortgages	Jan 2026 Transfer Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P108-49`

Property Details

APN / Parcel Number

Primary APN	`P108-49`
Alternative APN	`9623`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	5 Rooms
Building Area	2,214 sqft Finished Area
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	964,854 sqft (22.1 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9623
Street Address	1060 HORNE RD
City	TRYON
State	NC
Zip	28782-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	600, SPL, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2027
Census Tract	920101

Owner

1060 Horne Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1060 HORNE RD, TRYON, NC 28782-8762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Intrafamily Transfer, Transfer
Apr 27, 2017	Deed of Trust, Mortgage FRANCES D HORNE
Jun 5, 2017	Intrafamily Transfer, Transfer
Apr 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Prior Sale	Aug 18, 1999
Deed Book / Page	426 / 691
Last Transfer Date	Jan 17, 2026
Transfer Doc	000497/456
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 28, 2026
Property Address	1060 HORNE RD, TRYON, NC 28782-8762
Document Number	000497/456
Book / Page	497 / 456
Instrument Date	Jan 1, 2026
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 HORNE RD, TRYON, NC 28782-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1060 HORNE RD, TRYON, NC 28782-8762

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1060 HORNE RD, TRYON, NC 28782-8762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/693
Date	Apr 27, 2017
Book Page	426/693
Instrument	004645470005

Lender

Name	FRANCES D HORNE
Type	Private Party
Address	1060 HORNE RD, TRYON, NC 28782

Agreement

Amount	Amount on Record
Term	21 Months
Due	Jan 15, 2019

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 5, 2017
Property Address	1060 HORNE RD, TRYON, NC 28782-8762
Document Number	00426/2367
Book / Page	426 / 2367
Instrument Date	Apr 26, 2017
Instrument	004649470002
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 E OLD LIMESTONE RD, YORK, SC 29745-7352

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 27, 2017
Property Address	1060 HORNE RD, TRYON, NC 28782-8762
Document Number	00426/0691
Book / Page	426 / 0691
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 HORNE RD, 1060, TRYON, NC 28782-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 COXE RD, TRYON, NC 28782-8795

Tax Assessment & Valuation

The 2026 property tax bill for 1060 Horne Rd was $1,852.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,852.00	$348,694 (-) Land $55,092 Building $293,602	$656,427 (-) Land $362,825 Building $293,602
2025	$1,852.00	$348,694 Land $55,092 Building $293,602	$656,427 Land $362,825 Building $293,602
2023	$1,272.00	$199,367 Land $50,092 Building $149,275
2021			$390,775 Land $241,500 Building $149,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Horne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Horne Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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