Polk County property record for 280 Horne Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,982 sqft · built 1978 |
| Lot Size | 4.19 acres (182,516 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,000 (Nov 2004) |
| Tax Bill | $3,083 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P108-53 |
| Primary APN | P108-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,982 sqft Finished Area |
| Basement Area | 1,982 sqft |
| Unfinished Basement | 1,982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 182,516 sqft (4.19 acres) |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32515 |
|---|---|
| Street Address | 280 HORNE RD |
| City | TRYON |
| State | NC |
| Zip | 28782-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | 600, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 HORNE RD, TRYON, NC 28782-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2004 · Amount on Record |
| Deed Sale | Nov 9, 2004 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 320 / 1413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 280 HORNE RD, TRYON, NC 28782-9761 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 00466/2075 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 466/2075 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SYKESVILLE, MD 21784 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,083.00 | $580,224 (-) Land $84,445 Building $495,779 | $580,224 (-) Land $84,445 Building $495,779 |
| 2025 | $3,083.00 (+21.14%) | $580,224 (+45.49%) Land $84,445 Building $495,779 | $580,224 (+45.49%) Land $84,445 Building $495,779 |
| 2023 | $2,545.00 | $398,808 Land $61,900 Building $336,908 | |
| 2021 | $398,808 Land $61,900 Building $336,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pangaea Internet Fiber | 500 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, Windstream.
5G (outdoors only) and 4G LTE
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