1060 Elizabeth St, Saugatuck, MI 49453 Property Records

Allegan County property record for 1060 Elizabeth St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 441 sqft · built 1920
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Oct 2015)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-053-011-00`

Property Details

APN / Parcel Number

Primary APN	`57-053-011-00`
Alternative APN	`03-57-053-011-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	441 sqft Living Area
1st Floor Area	441 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Shingles
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	69.3 ft deep x 76.3 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1060 ELIZABETH ST
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	COM NE COR LOT 8 BLK 3 TH S 8740'00 W 116.00' TH S 1350'23 W 87.00' TH S 8437'54 E 15.28' TO POB TH S 1130'10 W 52.22' TH S 6424'55 E 61.27' TO WLY ROW LI ELIZABETH ST TH N 2429'20 E 76.30' ALG SD WLY ROW LI TH N 84*37'54 W 77.27' TO POB BANDLE
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	TO POB BANDLES ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2034
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 GATE HOUSE LN, 4, BROOKFIELD, WI 53005-5779
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Prior Sale	Sep 26, 2007 · Amount on Record
Deed Book / Page	3971 / 534
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1060 ELIZABETH ST, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S PARKVIEW AVE, ELMHURST, IL 60126-4113

Mortgage

Document Number	004845/321
Date	Mar 30, 2023
Book Page	4845/321
Instrument	2023004041

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,700 (+57.29%) Land $118,200 Building $54,500	$345,400 (+57.29%) Land $236,400 Building $109,000
2025	$3,492.00
2023		$109,800 Land $68,300 Building $41,500	$219,600 Land $136,600 Building $83,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20