Allegan County property record for 1050 Elizabeth St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 1931 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 2020) |
| Tax Bill | $11,010 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-053-006-00 |
| Primary APN | 57-053-006-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1050 ELIZABETH ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | LOTS 9 & 10 BLK 3 EX COM AT A PT N 63 DEG 44' W 81' FROM MOST E'LY COR LOT 9 TH S 17 DEG 23' 10 W 8' TH N 68 DEG 04' 56 W 53.42' TH N 31 DEG 11' 51 E 12' TO NW COR LOT 9 TH S 63 DEG 44' E 51' TO POB BANDLE'S ADDITION |
| Legal Subdivision | TO POB BANDLES ADD |
| Legal Block | 3 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 30801 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 162, SAUGATUCK, MI 49453-0162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit AMERANT BANK NA |
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN |
| Jun 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | May 9, 2006 · Amount on Record |
| Deed Book / Page | 4475 / 165 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 3812/148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1050 ELIZABETH ST, SAUGATUCK, MI 49453-9735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1050 ELIZABETH ST, SAUGATUCK, MI 49453-9735 |
| Document Number | 004924/979 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 4924/979 |
| Instrument | 2024002885 |
| Name | AMERANT BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1050 ELIZABETH ST, SAUGATUCK, MI 49453-9735 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004615/420 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 4615/420 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jun 22, 2020 |
| Property Address | 1050 ELIZABETH ST, SAUGATUCK, MI 49453-9735 |
| Document Number | 004475/165 |
| Book / Page | 4475 / 165 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6224 LIGHT HOUSE CT, 6224, SAUGATUCK, MI 49453-9491 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 162, SAUGATUCK, MI 49453-0162 |
| Document Number | 0004475168 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 4475/168 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,500 (+62.09%) Land $204,400 Building $120,100 | $649,000 (+62.09%) Land $408,800 Building $240,200 | |
| 2025 | $11,010.00 | ||
| 2023 | $200,200 Land $118,100 Building $82,100 | $400,400 Land $236,200 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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