1060 Birchdale Dr, Elgin, IL 60123 Property Records

Kane County property record for 1060 Birchdale Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,125 sqft · built 1948
Lot Size0.135 acres (5,863 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Oct 2020)
Tax Bill$5,265 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-22-280-020

Property Details

APN / Parcel Number

Primary APN06-22-280-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories5 Stories
Building Area1,125 sqft Living Area
Gross Area1,875 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,863 sqft (0.135 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1060 BIRCHDALE DR
CityELGIN
StateIL
Zip60123-7270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 24 BLOCK 6
Legal SubdivisionSUNSET PARK
Legal Block6
Legal Lot Number24
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3015
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1060 BIRCHDALE DR, ELGIN, IL 60123-7270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Deed of Trust, Mortgage · Line of Credit
CREDIT UNION 1
Oct 22, 2020Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS
Mar 22, 2017Warranty Deed, Transfer · FHA Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleMar 22, 2017 · Amount on Record
Deed Document Number202063645
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1060 BIRCHDALE DR, ELGIN, IL 60123-7270
Transaction TypeMortgage
Record UpdatedMar 15, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007573
DateMar 8, 2024
Instrument2024K007573
Lender
NameCREDIT UNION 1
TypeCredit Union
AddressLOMBARD, IL 60148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 22, 2020
Property Address1060 BIRCHDALE DR, ELGIN, IL 60123-7270
Document Number0000063645
Map ReferenceMB 29 PG 47
Instrument DateOct 1, 2020
Instrument2020K063645
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address296 TOLLVIEW TER, 296, GILBERTS, IL 60136-9000

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 PAINS AVE, RIVER GROVE, IL 60171

Mortgage

Document Number0000063646
DateOct 22, 2020
Instrument2020K063646
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 22, 2017
Property Address1060 BIRCHDALE DR, ELGIN, IL 60123-7270
Document Number0000014391
Map ReferenceMB29 PG47
Instrument DateMar 10, 2017
Instrument2017K014391
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySATURN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$167.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 BIRCHDALE DR, ELGIN, IL 60123-7270

Mortgage

Document Number0000014392
DateMar 22, 2017
Instrument2017K014392
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,265.00 (+15.82%) Homeowner's exemption$77,013 (+8.57%) Land $18,293 Building $58,720$231,131 (+8.57%) Land $54,901 Building $176,230
2024$70,934 (+21.39%) Land $16,849 Building $54,085$212,887 (+21.44%) Land $50,567 Building $162,320
2022$4,546.00 (+4.79%) Homeowner's exemption$58,434 (+6.96%) Land $13,880 Building $44,554$175,302 (+6.96%) Land $41,640 Building $133,662
2021$4,338.00 Homeowner's exemption$54,632 Land $12,977 Building $41,655$163,896 Land $38,931 Building $124,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Birchdale Dr

Nearby Streets

Search Property Records by Address or Parcel Number