Kane County property record for 1081 Birchdale Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1948 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Jul 2004) |
| Tax Bill | $5,321 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-283-014 |
| Primary APN | 06-22-283-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,875 sqft |
| Basement Area | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 1081 BIRCHDALE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 IN BLK 9 OF SUNSET PARK (EXC PT TAKEN FOR RD IN DOC 2010K065338) |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 854900 |
1081 Birchdale Dr is owned and occupied by two individuals who acquired it in April 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1081 BIRCHDALE DR, ELGIN, IL 60123-7209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on File |
| Deed Sale | Jul 9, 2004 · Amount on File |
| Prior Sale | Sep 2, 2003 · Amount on File |
| Deed Document Number | 200491722 |
| Last Transfer Date | Apr 23, 2008 |
| Transfer Doc | 0000046011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1081 BIRCHDALE DR, ELGIN, IL 60123-7209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000009113 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021K009113 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate | 2.87% |
|---|
The 2025 property tax bill for 1081 Birchdale Dr was $5,321 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,321.00 Homeowner's exemption | $77,756 (+8.57%) Land $15,516 Building $62,240 | $233,361 (+8.57%) Land $46,567 Building $186,795 |
| 2024 | $71,618 Land $14,291 Building $57,327 | $214,940 Land $42,890 Building $172,050 | |
| 2022 | $4,595.00 (+4.79%) Homeowner's exemption | $58,997 (+6.96%) Land $11,773 Building $47,224 | $176,991 (+6.96%) Land $35,319 Building $141,672 |
| 2021 | $4,385.00 Homeowner's exemption | $55,158 Land $11,007 Building $44,151 | $165,474 Land $33,021 Building $132,453 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1081 Birchdale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1081 Birchdale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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