106 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 106 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,854 sqft · built 2001
Lot Size	0.025 acres (1,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2018)
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00108`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00108`
Alternative APNs	`21 00142-01-00108-0000-C1000` `2100142000100108 C1000` `05721108`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,080 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721108
Street Address	106 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9034
Legal Description	ADELPHIA
Legal Subdivision	ADELPHIA GREENS CONDO
Legal Block	142.1
Legal Lot Number	108
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811101

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WATSON CT, HOWELL, NJ 07731-5013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 2, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Document Number	201876559
Deed Book / Page	9303 / 9505
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	106 WATSON CT, HOWELL, NJ 07731-5013
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097702603
Date	Dec 12, 2025
Book Page	9770/2603
Instrument	2025099473

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	106 WATSON CT, HOWELL, NJ 07731-5013
Document Number	0000008549
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 WATSON CT HOWELL NJ 077315013, HOWELL, NJ 07731-5013

Mortgage

Document Number	0000008549
Date	Jan 14, 2021
Book Page	009473/006808
Instrument	8549

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2036

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 2, 2018
Property Address	106 WATSON CT, HOWELL, NJ 07731-5013
Document Number	0000076559
Book / Page	009303 / 009505
Instrument Date	Jun 29, 2018
Instrument	76559
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	VICTORIA ABSTRACT SETTLEMENT SERVICES L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 WATSON CT HOWELL NJ 077315013, HOWELL, NJ 07731-5013

Mortgage

Document Number	76560
Date	Aug 2, 2018
Book Page	009303/009562
Instrument	76560

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,000 (+8.53%) Land $210,000 Building $238,000	$448,000 (+8.53%) Land $210,000 Building $238,000
2025	$6,989.00 (+7%)	$412,800 (+19.97%) Land $177,000 Building $235,800	$412,800 (+19.97%) Land $177,000 Building $235,800
2024	$6,532.00 (+7.28%)
2023		$344,100 Land $118,000 Building $226,100	$344,100 Land $118,000 Building $226,100
2022	$6,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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