104 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 104 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,901 sqft · built 2001
Lot Size	0.02 acres (887 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2024)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00100`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00100`
Alternative APNs	`21 00142-01-00100-0000-C1000` `2100142000100100 C1000` `05721100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	722 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	887 sqft (0.02 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721100
Street Address	104 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8011
Legal Description	ADELPHIA GREENS
Legal Subdivision	ADELPHIA GREENS CONDO BLDG 11
Legal Block	142.1
Legal Lot Number	100
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3005
Census Tract	811101

Owner

104 Watson Ct is owned and occupied by two individuals who bought it in May 2024.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 WATSON CT, HOWELL, NJ 07731-5012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 16, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 21, 2021	Grant Deed, Transfer INNOVATION TITLE INC
Dec 7, 2020	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 7, 2020	Grant Deed, Transfer · Conventional with PMI ADVISORS MTG
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Feb 22, 2020	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202432712
Deed Book / Page	9688 / 5265
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WATSON CT, HOWELL, NJ 07731-5012

Mortgage

Document Number	0097757352
Date	Jan 16, 2026
Book Page	9775/7352
Instrument	2026005284

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 16, 2024
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0096885265
Book / Page	9688 / 5265
Instrument Date	Apr 26, 2024
Instrument	2024032712
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BRACKEN CT, HOWELL, NJ 07731-5049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WATSON CT, HOWELL, NJ 07731-5012

Mortgage

Document Number	2024032713
Date	May 16, 2024
Instrument	2024032713

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 21, 2021
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0000010884
Book / Page	009474 / 008956
Instrument Date	Nov 6, 2020
Instrument	10884
Transaction Type	Transfer
Record Updated	May 5, 2021
Title Company	INNOVATION TITLE INC

Transaction

Tax	$365.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SILVERBROOKE CIR HOWELL NJ 077311136, HOWELL, NJ 07731-1136

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 7, 2020
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0094627376
Book / Page	9462 / 7376
Instrument Date	Nov 5, 2020
Instrument	2020145686
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WATSON CT, 104, HOWELL, NJ 07731-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WATSON CT, HOWELL, NJ 07731-5012

Mortgage

Document Number	2020145687
Date	Dec 7, 2020
Instrument	2020145687

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 7, 2020
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0000145686
Book / Page	009462 / 007376
Instrument Date	Nov 5, 2020
Instrument	145686
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WATSON CT HOWELL NJ 077315012, HOWELL, NJ 07731-5012

Mortgage

Document Number	145687
Date	Dec 7, 2020
Book Page	009462/007396
Instrument	145687

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0000024052
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 WATSON CT #1000 HOWELL NJ 077315012, 1000, HOWELL, NJ 07731-5012

Mortgage

Document Number	0000024052
Date	Mar 2, 2020
Book Page	009400/002583
Instrument	24052

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WATSON CT, HOWELL, NJ 07731-5012
Document Number	0000024053
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 WATSON CT #1000 HOWELL NJ 077315012, 1000, HOWELL, NJ 07731-5012

Mortgage

Document Number	0000024053
Date	Mar 2, 2020
Book Page	009400/002599
Instrument	24053

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Watson Ct was $6,973, up 7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,000 (+8.52%) Land $210,000 Building $237,000	$447,000 (+8.52%) Land $210,000 Building $237,000
2025	$6,973.00 (+7.01%)	$411,900 Land $177,000 Building $234,900	$411,900 Land $177,000 Building $234,900
2024	$6,516.00
2023		$343,200 Land $118,000 Building $225,200	$343,200 Land $118,000 Building $225,200
2022	$6,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Watson Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Watson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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