McLennan County property record for 106 Turtle Creek Rd, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,815 sqft · built 1952 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,300 (Sep 2017) |
| Tax Bill | $5,587 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038800-018300-1 |
| Primary APN | 48-038800-018300-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Storage Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 TURTLE CREEK RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | STEPHENS J M ACRES .62 |
| Legal Subdivision | STEPHENS J M |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 2600 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 29, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Jan 29, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Sep 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Apr 3, 2006 · Amount on Record |
| Deed Document Number | 201729433 |
| Prior Transfer Date | Mar 31, 2006 |
| Prior Transfer Doc | 0000011403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Document Number | 0000045092 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021045092 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 73318 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Document Number | 0000008818 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 106 TURTLE CREEK RD WACO TX 767101522, WACO, TX 76710-1522 |
| Document Number | 0000008818 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 8818 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Document Number | 0000004983 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 TURTLE CREEK RD WACO TX 767101522, WACO, TX 76710-1522 |
| Document Number | 0000004983 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 4983 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 7, 2017 |
| Property Address | 106 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Document Number | 0000029433 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 29433 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 TURTLE CREEK RD WACO TX 767101522, WACO, TX 76710-1522 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,638 (-2.37%) Land $50,233 Building $192,405 | $242,638 (-2.37%) Land $50,233 Building $192,405 | |
| 2025 | $5,587.00 (+0.04%) | $248,530 (+1.48%) Land $45,640 Building $202,890 | $248,530 (+1.48%) Land $45,640 Building $202,890 |
| 2024 | $5,585.00 (+1.73%) | ||
| 2023 | $244,910 Land $45,640 Building $199,270 | $244,910 Land $45,640 Building $199,270 | |
| 2022 | $5,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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