McLennan County property record for 105 Turtle Creek Rd, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,318 sqft · built 1954 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,900 (Jun 2008) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038800-017800-9 |
| Primary APN | 48-038800-017800-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Basement Area | 400 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 18,252 sqft (0.419 acres) |
| Garage Type | Carport |
| Garage Area | 374 sqft |
| Carport | Carport |
| Carport Area | 374 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 1,524 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 TURTLE CREEK RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | STEPHENS J M ACRES .419 |
| Legal Subdivision | STEPHENS J M |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 2600 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2019 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2008 · Amount on Record |
| Deed Sale | Jun 10, 2008 · Amount on Record |
| Prior Sale | Mar 31, 2006 · Amount on Record |
| Deed Document Number | 200818512 |
| Prior Transfer Date | Jun 6, 2008 |
| Prior Transfer Doc | 0000018512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012473 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022012473 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016197 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021016197 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000032986 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020032986 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036906 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 2018036906 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 4, 2019 |
| Property Address | 105 TURTLE CREEK RD, WACO, TX 76710-1522 |
| Document Number | 0000006814 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 6814 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5601 OAKVIEW ST WACO TX 767101516, WACO, TX 76710-1516 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,139 (+6.88%) Land $45,994 Building $246,145 | $292,139 (-3.93%) Land $45,994 Building $246,145 | |
| 2025 | $2,200.00 (+17.71%) Homeowner's exemption Senior Citizen's exemption | $273,330 (-9.82%) Land $41,800 Building $262,280 | $304,080 (+0.33%) Land $41,800 Building $262,280 |
| 2024 | $1,869.00 (+16.01%) | ||
| 2023 | $303,090 Land $41,800 Building $261,290 | $303,090 Land $41,800 Building $261,290 | |
| 2022 | $1,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures