106 Thunder Spring Dr, Bardstown, KY 40004 Property Records

Nelson County property record for 106 Thunder Spring Dr, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Dec 2021)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69000-00-083.42`

Property Details

APN / Parcel Number

Primary APN	`69000-00-083.42`
Alternative APN	`91552`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	91552
Street Address	106 THUNDER SPRING DR
City	BARDSTOWN
State	KY
Zip	40004-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG SPRINGS INC LT 43 PC5-42
Legal Subdivision	BIG SPRINGS
Legal Lot Number	43
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2004
Census Tract	930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202116986
Deed Book / Page	577 / 272
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Dec 22, 2021
Property Address	106 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Document Number	00D577/272
Book / Page	D577 / 272
Map Reference	CAB 5 SL 42
Instrument Date	Dec 20, 2021
Instrument	2021016986
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2000, NAZARETH, KY 40048-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295

Mortgage

Document Number	2021016987
Date	Dec 22, 2021
Instrument	2021016987

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	106 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SIGNATURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1297/387
Date	Jan 26, 2021
Book Page	M1297/387
Instrument	2021000997

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (-5.94%)	$183,000 (-) Land $183,000	$183,000 (-) Land $183,000
2023	$1,988.00	$183,000	$183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bardstown Connect.

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