104 Thunder Spring Dr, Bardstown, KY 40004 Property Records

Nelson County property record for 104 Thunder Spring Dr, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$144,900 (Oct 2019)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69000-00-083.43`

Property Details

APN / Parcel Number

Primary APN	`69000-00-083.43`
Alternative APN	`86780`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Driveway	Concrete Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	86780
Street Address	104 THUNDER SPRING DR
City	BARDSTOWN
State	KY
Zip	40004-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG SPRINGS INC LT 44 PC5-42
Legal Subdivision	BIG SPRINGS
Legal Lot Number	44
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2004
Census Tract	930500

Owner

104 Thunder Spring Dr is owned and occupied by an individual who bought it in October 2019.

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 18, 2019	Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 25, 2019	Deed, Transfer · Commercial Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	201912992
Deed Book / Page	554 / 72
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1238/051
Date	Jan 16, 2020
Book Page	M1238/051
Instrument	2020000508

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Nov 1, 2029

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	SIGNATURE TITLE, SIGNATURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1348/302
Date	Oct 25, 2021
Book Page	M1348/302
Instrument	2021014353

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Oct 18, 2019
Property Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Document Number	D554/072
Book / Page	D554 / 072
Map Reference	CAB 5 SL 42
Instrument Date	Oct 8, 2019
Instrument	2019012992
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	SIGNATURE TITLE, SIGNATURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 THUNDER SPRING DR, 104, BARDSTOWN, KY 40004-9295

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295

Mortgage

Document Number	2019012993
Date	Oct 18, 2019
Instrument	2019012993

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Feb 25, 2019
Property Address	104 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Document Number	D546/366
Book / Page	D546 / 366
Map Reference	CAB 5 SL 42
Instrument Date	Feb 15, 2019
Instrument	2019002132
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4720 STATE ROUTE 1825, 4720, SLAUGHTERS, KY 42456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738

Mortgage

Document Number	2019002133
Date	Feb 25, 2019
Instrument	2019002133

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Thunder Spring Dr was $1,503.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00	$144,900 Building $144,900	$144,900 Building $144,900
2023	$1,594.00	$144,900	$144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Thunder Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Thunder Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bardstown Connect.

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