Scott County property record for 106 Summeridge Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,024 sqft · built 2003 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Nov 2024) |
| Tax Bill | $3,740 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-00-120.000 |
| Primary APN | 130-00-120.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Basement Area | 2,024 sqft |
| Unfinished Basement | 2,024 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 44,997 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 SUMMERIDGE RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HILLS |
| Legal Subdivision | CEDAR HILLS |
| Legal Phase | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40502 |
106 Summeridge Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Deed Document Number | 2024515878 |
| Deed Book / Page | 453 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 106 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668 |
| Document Number | 0M1738/373 |
|---|---|
| Date | May 9, 2023 |
| Book Page | M1738/373 |
| Instrument | 472451 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2038 |
The 2025 property tax bill for 106 Summeridge Rd was $3,740.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,000 (-) | $420,000 (-) | |
| 2025 | $3,740.00 | $420,000 | $420,000 |
| 2023 | $2,597.00 | $286,500 Land $40,000 Building $246,500 | $286,500 Land $40,000 Building $246,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Summeridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Summeridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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