105 Summeridge Rd, Georgetown, KY 40324 Property Records

Scott County property record for 105 Summeridge Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,920 sqft · built 2005
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on File
Last Sale	$618,000 (Oct 2026)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-00-106.000`

Property Details

APN / Parcel Number

Primary APN	`130-00-106.000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	2,172 sqft
Basement Area	2,847 sqft
Finished Basement	2,847 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	44,997 sqft (1.03 acres)
Garage Type	Basement
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 SUMMERIDGE RD
City	GEORGETOWN
State	KY
Zip	40324-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS
Legal Subdivision	CEDAR HILLS
Legal Phase	2
Legal Lot Number	2
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

105 Summeridge Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Scott County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer · Conventional Mortgage PNC BANK
Nov 10, 2021	Intrafamily Transfer, Transfer
May 12, 2021	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	May 12, 2021 · Amount on File
Deed Document Number	2026605498
Deed Book / Page	469 / 234
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000445261
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 5, 2026
Property Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	0000605498
Book / Page	469 / 234
Instrument Date	Sep 30, 2026
Instrument	2026605498
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,418.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	0000605502,
Date	Oct 5, 2026
Instrument	2026605502

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Nov 10, 2021
Property Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	D429/294
Book / Page	D429 / 294
Map Reference	CAB 7 SL 70
Instrument Date	Nov 9, 2021
Instrument	445261
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 12, 2021
Property Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	D423/840
Book / Page	D423 / 840
Map Reference	CAB 7 SL 70
Instrument Date	May 11, 2021
Instrument	435470
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 WESTWOODS DR, 160, GEORGETOWN, KY 40324-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	435471
Date	May 12, 2021
Instrument	435471

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 Summeridge Rd was $4,016 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-)	$500,000 (-)
2025	$4,016.00 Homeowner's exemption	$500,000	$500,000
2023	$4,306.00	$475,000 Land $40,000 Building $435,000	$475,000 Land $40,000 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Summeridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Summeridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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