106 Southwind Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 106 Southwind Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1964
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on Record
Last Sale	$500,100 (Aug 2022)
Tax Bill	$6,412 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161640-0000`

Property Details

APN / Parcel Number

Primary APN	`161640-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,528 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Lot Dimensions	130 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 SOUTHWIND CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-43 SURFWOOD SUB LOT 3 BLK A OR5615/1626
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	SURFWOOD SUBDIVISION
Legal Block	A
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2024
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
May 10, 2022	Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE
May 12, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	202278372
Deed Book / Page	5615 / 1626
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 15, 2022
Property Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0056151626
Book / Page	5615 / 1626
Map Reference	MB 10 PG 43
Instrument Date	Aug 5, 2022
Instrument	2022078372
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13361 ATLANTIC BLVD, 13361, JACKSONVILLE, FL 32225-5569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0056151628
Date	Aug 15, 2022
Instrument	5615/1628

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2022
Property Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0055551305
Book / Page	5555 / 1305
Map Reference	MB 10 PG 43
Instrument Date	May 10, 2022
Instrument	2022047738
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 FLORIDIAN AVE, 315, ST AUGUSTINE, FL 32080-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 BUCKHEAD LN NE, ATLANTA, GA 30324-6101
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 12, 2022
Property Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0055571032
Book / Page	5557 / 1032
Map Reference	MB 10 PG 43
Instrument Date	May 10, 2022
Instrument	2022048650
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,394.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1768 BUCKHEAD LN NE, 1768, ATLANTA, GA 30324-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13245 ATLANTIC BLVD # 4-146, 4, JACKSONVILLE, FL 32225-7118
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	106 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SOUTHWIND CIR, ST AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0054811420
Date	Jan 31, 2022
Book Page	5481/1420
Instrument	2022011009

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,203 (-6.28%) Land $135,000 Building $286,203	$421,203 (-6.28%) Land $135,000 Building $286,203
2025	$6,412.00 (+13.05%)	$449,415 (+8.13%)	$449,415 (+8.13%) Land $135,000 Building $314,415
2024	$5,672.00 (+2.12%)
2023	$5,554.00 (+30.5%)	$415,616 (+16.1%)	$415,616 (+16.1%) Land $140,000 Building $275,616
2022	$4,256.00	$357,984	$357,984 Land $112,000 Building $245,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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