102 Southwind Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 102 Southwind Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1965
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Feb 2020)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161620-0000`

Property Details

APN / Parcel Number

Primary APN	`161620-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	1,846 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 SOUTHWIND CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-43 SURFWOOD SUB LOT 1 BLK A OR4891/1873
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	SURFWOOD SUBDIVISION
Legal Block	A
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2024
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 28, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
May 14, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 11, 2014 · Amount on Record
Deed Document Number	202015958
Deed Book / Page	4891 / 1873
Prior Transfer Date	Apr 16, 2012
Prior Transfer Doc	0035521624
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	102 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055150519
Date	Mar 15, 2022
Book Page	5515/519
Instrument	2022027532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	102 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049060255
Date	Mar 20, 2020
Book Page	4906/255
Instrument	2020022518

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 14, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2020
Property Address	102 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0048911873
Book / Page	004891 / 001873
Instrument Date	Feb 27, 2020
Instrument	15958
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SOUTHWIND CIR ST AUGUSTINE FL 320805352, ST AUGUSTINE, FL 32080-5352

Mortgage

Document Number	48911877
Date	Feb 28, 2020
Book Page	004891/001877
Instrument	15961

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	102 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0045800294
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SOUTHWIND CIR ST AUGUSTINE FL 320805352, ST AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0045800294
Date	Jul 16, 2018
Book Page	004580/000294
Instrument	50226

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,066 (+2.7%)	$447,505 (+5.09%) Land $130,000 Building $317,505
2025	$3,510.00 (+12.97%) Homeowner's exemption	$273,677 (+5.99%)	$425,840 (+7.19%) Land $130,000 Building $295,840
2024	$3,107.00 (+2.07%)
2023	$3,044.00 (+3.08%) Homeowner's exemption	$258,217 (+3%)	$397,276 (+8.33%) Land $135,000 Building $262,276
2022	$2,953.00 Homeowner's exemption	$250,696	$366,728 Land $106,400 Building $260,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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