Roane County property record for 106 Smith St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1900 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Feb 2015) |
| Tax Bill | $365 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-4-0261.0000 |
| Primary APN | 08-4-0261.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 2,254 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 201 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 158 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85671801 |
|---|---|
| Street Address | 106 SMITH ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21200 SQ FT HASSIG |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 963000 |
106 Smith St is owned and occupied by an individual who bought it in February 2015.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 SMITH ST, SPENCER, WV 25276-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2015 · Amount on File |
| Deed Sale | Feb 19, 2015 · Amount on File |
| Deed Document Number | 20152120480 |
| Deed Book / Page | 519 / 603 |
| Prior Transfer Date | Feb 10, 2015 |
| Prior Transfer Doc | 000519/603 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 106 Smith St was $365 with a homeowner's exemption, up 7% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365.00 (+7.04%) | $52,800 (+5.14%) Land $13,200 Building $39,600 | $88,000 (+5.14%) Land $22,000 Building $66,000 |
| 2025 | $341.00 Homeowner's exemption | $50,220 Land $13,200 Building $37,020 | $83,700 Land $22,000 Building $61,700 |
| 2023 | $310.00 (+2.65%) Homeowner's exemption | $47,220 (+1.81%) Land $12,780 Building $34,440 | $78,700 (+1.81%) Land $21,300 Building $57,400 |
| 2022 | $302.00 Homeowner's exemption | $46,380 Land $12,780 Building $33,600 | $77,300 Land $21,300 Building $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Smith St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 28 (1997–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Smith St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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