102 Smith St, Spencer, WV 25276 Property Records

Roane County property record for 102 Smith St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2006
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on Record
Tax Bill	$421 (2026)
Flood Zone	Zone X (minimal risk)
APN	`08-4-0262.0000`

Property Details

APN / Parcel Number

Primary APN	`08-4-0262.0000`
Alternative APNs	`44-08-0004-0262-0000` `4408 4026200000000` `44-08-4-0262.0000` `85672001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	2,464 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	201 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85672001
Street Address	102 SMITH ST
City	SPENCER
State	WV
Zip	25276-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12300 SQ FT HASSIG
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1022
Census Tract	963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	102 SMITH ST, SPENCER, WV 25276-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$421.00 (+8.23%)	$57,840 (+6.17%) Land $7,020 Building $50,820	$96,400 (+6.17%) Land $11,700 Building $84,700
2025	$389.00 (+8.66%) Homeowner's exemption	$54,480 (+5.95%) Land $7,020 Building $47,460	$90,800 (+5.95%) Land $11,700 Building $79,100
2023	$358.00 (+1.7%) Homeowner's exemption	$51,420 (+1.3%) Land $6,840 Building $44,580	$85,700 (+1.3%) Land $11,400 Building $74,300
2022	$352.00 Homeowner's exemption	$50,760 Land $6,840 Building $43,920	$84,600 Land $11,400 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	28 (1997–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims Severe Storms And Flooding, Jun 2013 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20