Carteret County property record for 106 Smith St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2003 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Dec 2024) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.12.96.5801000 |
| Primary APN | 6375.12.96.5801000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Heated Area |
| Gross Area | 1,852 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,835 sqft (0.111 acres) |
| Lot Dimensions | 97 ft deep x 50 ft wide |
| View / Lot | Waterfront - Canal |
| Garage Type | Carport |
| Garage Area | 1,152 sqft |
| Carport | Carport |
| Carport Area | 1,152 sqft |
| Deck Area | 112 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10436314 |
|---|---|
| Street Address | 106 SMITH ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L53 BA BEACH MOBILE HOME COURT |
| Legal Subdivision | BEACH MOBILE COURT |
| Legal Block | 96 |
| Legal Lot Number | 53 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 971103 |
106 Smith St is owned by two individuals who bought it in December 2024.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5215 TALLOWTREE DR, RALEIGH, NC 27613-4549 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Mar 28, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | Mar 28, 2022 · Amount on File |
| Deed Document Number | 20241844378 |
| Deed Book / Page | 1844 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 20, 2024 |
| Property Address | 106 SMITH ST, ATLANTIC BEACH, NC 28512-7338 |
| Document Number | 0018440378 |
| Book / Page | 1844 / 378 |
| Map Reference | MB 7 PG 43 |
| Instrument Date | Dec 9, 2024 |
| Instrument | 1844378 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8930 NC 39 HWY, ZEBULON, NC 27597-9303 |
| Name | Verified Name |
|---|---|
| Address | 5215 TALLOWTREE DR, RALEIGH, NC 27613-4549 |
| Document Number | 0001844379 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 1844379 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 28, 2022 |
| Property Address | 106 SMITH ST, ATLANTIC BEACH, NC 28512-7338 |
| Document Number | 0017610400 |
| Book / Page | 1761 / 400 |
| Map Reference | MB 7 PG 43 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 1761400 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8930 NC 39 HWY, ZEBULON, NC 27597-9303 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 106 Smith St was $1,895.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,923 (-) Land $446,880 Building $352,043 | $798,923 (-) Land $446,880 Building $352,043 | |
| 2025 | $1,895.00 | $798,923 Land $446,880 Building $352,043 | $798,923 Land $446,880 Building $352,043 |
| 2023 | $422,510 Land $265,912 Building $156,598 | $422,510 Land $265,912 Building $156,598 | |
| 2022 | $1,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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