Carteret County property record for 103 Smith St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,352 sqft · built 2005 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Nov 2018) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.12.96.3761000 |
| Primary APN | 6375.12.96.3761000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,352 sqft Heated Area |
| Gross Area | 2,027 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10534260 |
|---|---|
| Street Address | 103 SMITH ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 BB BEACH MOBILE HOME COURT |
| Legal Subdivision | BEACH MOBILE COURT |
| Legal Block | 96 |
| Legal Lot Number | 3 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 971103 |
Source: Carteret County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5803 CLARIBEL CT, RALEIGH, NC 27612-7098 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Nov 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Prior Sale | Nov 8, 2018 · Amount on Record |
| Deed Document Number | 20181623040 |
| Deed Book / Page | 1623 / 40 |
| Prior Transfer Date | Oct 28, 2010 |
| Prior Transfer Doc | 0001357247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 SMITH ST, ATLANTIC BEACH, NC 28512-7339 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0017120491 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 1712/491 |
| Instrument | 1712491 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 8, 2018 |
| Property Address | 103 SMITH ST, ATLANTIC BEACH, NC 28512-7339 |
| Document Number | 0016230040 |
| Book / Page | 1623 / 040 |
| Map Reference | MB7 PG43 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 1623040 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1173 PINEY GROVE CHURCH RD, 1173, KENLY, NC 27542-8375 |
| Name | Verified Name |
|---|---|
| Address | 5803 CLARIBEL CT, RALEIGH, NC 27612-7098 |
| Document Number | 1623041 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 1623041 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 (+113.69%) | $1,004,364 (+201.34%) Land $466,500 Building $537,864 | $1,004,364 (+201.34%) Land $466,500 Building $537,864 |
| 2023 | $333,301 Land $119,315 Building $213,986 | $333,301 Land $119,315 Building $213,986 | |
| 2022 | $1,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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