Carteret County property record for 106 Shell Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1984 |
| Lot Size | 0.251 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (May 2018) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.12.76.5850000 |
| Primary APN | 5383.12.76.5850000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 1,556 sqft |
| Utility Area | 100 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,977 sqft (0.251 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 360 sqft |
| Deck Area | 180 sqft |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 40323 |
|---|---|
| Street Address | 106 SHELL DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L24 BK EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE SEC K |
| Legal Block | K |
| Legal Lot Number | 24 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970904 |
Source: Carteret County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4403 DAVIS FARMS DR N, WILSON, NC 27896-8705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK HM LOANS |
| May 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 0001607274 |
| Deed Book / Page | 1607 / 274 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 106 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0016790177 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 106 SHELL DR EMERALD ISLE NC 285942441, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0016790177 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 001679/000177 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 7, 2018 |
| Property Address | 106 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0016070274 |
| Book / Page | 001607 / 000274 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4403 DAVIS FARMS DR N WILSON NC 278968705, WILSON, NC 27896-8705 |
| Document Number | 16070275 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 001607/000275 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Carteret County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,018.00 (+51.2%) | $783,539 (+98.04%) Land $450,400 Building $333,139 | $783,539 (+98.04%) Land $450,400 Building $333,139 |
| 2023 | $395,656 Land $180,810 Building $214,846 | $395,656 Land $180,810 Building $214,846 | |
| 2022 | $1,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures