Carteret County property record for 104 Shell Dr, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,535 sqft · built 1993 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $643,000 (Jul 2020) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.12.76.5742000 |
| Primary APN | 5383.12.76.5742000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,535 sqft Heated Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,095 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 544 sqft |
| Deck Area | 62 sqft |
| Patio Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 53125 |
|---|---|
| Street Address | 104 SHELL DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L25 BK EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE |
| Legal Block | 76 |
| Legal Lot Number | 25 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5383.12.76.5742000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2824 S FAIRWAY DR, BURLINGTON, NC 27215-4627 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jul 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 20201677346 |
| Deed Book / Page | 1677 / 346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 104 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017370209 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 1737/209 |
| Instrument | 1737209 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 02, 2020 |
| Property Address | 104 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0016770346 |
| Book / Page | 1677 / 346 |
| Map Reference | MB 7 PG 70 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 1677346 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3210 ATLANTIC AVE, 3210, LONGPORT, NJ 08403-1526 |
| Name | Verified Name |
|---|---|
| Address | 2209 TEAL CT, BURLINGTON, NC 27215-4700 |
| Document Number | 1677347 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 1677-347 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,612.00 (+34.33%) | $963,412 (+86.99%) Land $449,600 Building $513,812 | $963,412 (+86.99%) Land $449,600 Building $513,812 |
| 2023 | $515,229 Land $180,810 Building $334,419 | $515,229 Land $180,810 Building $334,419 | |
| 2022 | $2,689.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 604 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured 536 under condo master policies |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property
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|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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