106 Sandy Trl, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 106 Sandy Trl, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1997
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (May 2026)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Jan 2008 Mortgage Dec 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`988305291379`

Property Details

APN / Parcel Number

Primary APN	`988305291379`
Alternative APN	`008095010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,000 sqft (0.436 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305291379
Street Address	106 SANDY TRL
City	KILL DEVIL HILLS
State	NC
Zip	27948-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: SEC: PL: D SL: 173
Legal Subdivision	BAUM BAY ESTATES
Legal Phase	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1014
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 ETHERIDGE RD, MANTEO, NC 27954-8901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2008	Deed of Trust, Mortgage AMTRUST BANK
Dec 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 19, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME LOAN CENTER INC
May 21, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jan 24, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2013	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Deed Document Number	2026700159960
Deed Book / Page	2851 / 714
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	002663/243
Record Updated	Oct 29, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001756/029
Date	Jan 29, 2008
Book Page	1756/029
Instrument	6234490

Lender

Name	AMTRUST BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2038

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001667/258
Date	Dec 29, 2005
Book Page	1667/258
Instrument	6187708

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Oct 21, 2030

Interest

Rate Type	Adjustable Rate

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001719/104
Date	Feb 19, 2007
Book Page	1719/104
Instrument	6214877

Lender

Name	HOME LOAN CENTER INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 21, 2026
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Document Number	0700159960
Book / Page	2851 / 714
Instrument Date	May 18, 2026
Instrument	2026700159960
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 ETHERIDGE RD, MANTEO, NC 27954-8901

Mortgage

Document Number	0700159961,
Date	May 21, 2026
Instrument	2026700159961

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.74%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Jan 24, 2023
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Document Number	002663/243
Book / Page	2663 / 243
Map Reference	CAB D SL 173
Instrument Date	Jan 20, 2023
Instrument	700126237
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469

Mortgage

Document Number	0700126238
Date	Jan 24, 2023
Instrument	700126238

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Feb 15, 2013
Property Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469
Document Number	001921/258
Book / Page	1921 / 258
Map Reference	CAB D SL173
Instrument Date	Jan 4, 2013
Instrument	6323567
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469

Mortgage

Document Number	001921/259
Date	Feb 15, 2013
Book Page	1921/259
Instrument	6323568

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00	$411,900 (-) Land $133,900 Building $278,000	$411,900 (-) Land $133,900 Building $278,000
2025	$1,794.00 (+16.12%)	$411,900 (+66.56%) Land $133,900 Building $278,000
2023	$1,545.00	$247,300 Land $96,700 Building $150,600
2020			$411,900 Land $133,900 Building $278,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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