Dare County property record for 102 Sandy Trl, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1996 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Oct 2017) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 988305292507 |
| Primary APN | 988305292507 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,770 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,500 sqft (0.401 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988305292507 |
|---|---|
| Old Parcel Number | 988305292507 |
| Street Address | 102 SANDY TRL |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 4 BLK: SEC: PL: D SL: 173 |
| Legal Subdivision | BAUM BAY ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970302 |
Source: Dare County records · APN 988305292507
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 102 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 26, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 06, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Jan 27, 2017 | Special Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2017 · Amount on Record |
| Deed Sale | Oct 06, 2017 · Amount on Record |
| Prior Sale | Jan 27, 2017 |
| Deed Document Number | 0002196752 |
| Deed Book / Page | 2196 / 752 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 102 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 002507/316 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 2507/316 |
| Instrument | 700099244 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 102 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002744/85 |
|---|---|
| Date | Jul 26, 2024 |
| Book Page | 2744/85 |
| Instrument | 700140992 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Oct 06, 2017 |
| Property Address | 102 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469 |
| Document Number | 002196/752 |
| Book / Page | 2196 / 752 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 700044503 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 RHODOMS DR, KILL DEVIL HILLS, NC 27948-9195 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2343, KILL DEVIL HILLS, NC 27948-2343 |
| Document Number | 002196/754 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 2196/754 |
| Instrument | 700044504 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 27, 2017 |
| Property Address | 102 SANDY TRL, KILL DEVIL HILLS, NC 27948-8469 |
| Document Number | 002147/036 |
| Book / Page | 2147 / 036 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 700035073 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $1,709.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 RHODOMS DR, KILL DEVIL HILLS, NC 27948-9195 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 (+20.73%) | $500,100 (+73.22%) Land $124,000 Building $376,100 | |
| 2023 | $1,804.00 | $288,700 Land $89,600 Building $199,100 | |
| 2020 | $500,100 Land $124,000 Building $376,100 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 290 units insured incl. 100 condo units |
| Nearby Flood Claims | 22 (2003–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Oct 2018 · Tropical Storm Michael |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 187 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures