St. Clair County property record for 106 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,988 sqft · built 1964 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $514,000 (Aug 2025) |
| Tax Bill | $5,685 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-111-0106-000 |
| Primary APN | 74-01-111-0106-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 79.4 ft deep x 66.7 ft wide |
| Garage Area | 988 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 106 SAINT CLAIR RIVER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 206 ALGONAC ASSESSORS PLAT NO 1 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 206 |
| Legal Unit | 206 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-111-0106-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5689 FRANCESCA LN, SHELBY TOWNSHIP, MI 48316-5752 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CHOICE CU |
| Jul 31, 2020 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2025 · Amount on Record |
| Deed Document Number | 202516300 |
| Deed Book / Page | 5845 / 632 |
| Prior Transfer Date | Jan 11, 2007 |
| Prior Transfer Doc | 003680/307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 31, 2020 |
| Property Address | 106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Document Number | 0052200006 |
| Book / Page | 005220 / 000006 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 17871 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,096.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2045 HYDE PARK RD DETROIT MI 482073885, DETROIT, MI 48207-3885 |
| Document Number | 52200007 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 005220/000007 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 31, 2020 |
| Property Address | 106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657 |
| Document Number | 0052200005 |
| Book / Page | 005220 / 000005 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 17870 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 ASHOVER DR BLOOMFIELD HILLS MI 483041213, BLOOMFIELD HILLS, MI 48304-1213 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,685.00 (+6.02%) | $174,300 (+16.2%) | |
| 2024 | $5,362.00 (+11.96%) | $348,600 (+16.2%) | |
| 2023 | $150,000 | ||
| 2022 | $4,789.00 | $300,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Nearby Flood Policies | 97 in force 72 of 97 on primary residences |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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