106 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 106 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,988 sqft · built 1964
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$514,000 (Aug 2025)
Tax Bill$5,685 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone AE (high risk)
APN74-01-111-0106-000

Property Details

APN / Parcel Number

Primary APN74-01-111-0106-000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,988 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions79.4 ft deep x 66.7 ft wide
Garage Area988 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address106 SAINT CLAIR RIVER DR
CityALGONAC
StateMI
Zip48001-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 206 ALGONAC ASSESSORS PLAT NO 1
Legal SubdivisionASSESSORS
Legal Lot Number206
Legal Unit206
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group4
Census Block4018
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-111-0106-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5689 FRANCESCA LN, SHELBY TOWNSHIP, MI 48316-5752
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY CHOICE CU
Jul 31, 2020Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleJan 31, 2025 · Amount on Record
Deed Document Number202516300
Deed Book / Page5845 / 632
Prior Transfer DateJan 11, 2007
Prior Transfer Doc003680/307
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 31, 2020
Property Address106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657
Document Number0052200006
Book / Page005220 / 000006
Instrument DateJul 20, 2020
Instrument17871
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,096.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2045 HYDE PARK RD DETROIT MI 482073885, DETROIT, MI 48207-3885

Mortgage

Document Number52200007
DateJul 31, 2020
Book Page005220/000007
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressFARMINGTON HILLS, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 31, 2020
Property Address106 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657
Document Number0052200005
Book / Page005220 / 000005
Instrument DateJul 15, 2020
Instrument17870
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 ASHOVER DR BLOOMFIELD HILLS MI 483041213, BLOOMFIELD HILLS, MI 48304-1213

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,685.00 (+6.02%)$174,300 (+16.2%)
2024$5,362.00 (+11.96%)$348,600 (+16.2%)
2023$150,000
2022$4,789.00$300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Nearby Flood Policies97 in force
72 of 97 on primary residences
Nearby Flood Claims15 (1985–2019)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2019, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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