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120 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 120 Saint Clair River Dr, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,466 sqft
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Dec 2021)
Tax Bill$7,377 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN74-01-111-0108-000

Property Details

APN / Parcel Number

Primary APN74-01-111-0108-000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,466 sqft Living Area

Exterior

Lot Area5,227 sqft (0.119 acres)
Lot Dimensions102 ft deep x 50.6 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74011110108000
Street Address120 SAINT CLAIR RIVER DR
CityALGONAC
StateMI
Zip48001-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 208 ALGONAC ASSESSORS PLAT NO 1 SEC 10 T2N R16E
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionASSESSORS
Legal Lot Number208
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group4
Census Block4018
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-111-0108-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48720 CHESTER CT, CHESTERFIELD, MI 48047-5428
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleJul 30, 2007 · Amount on Record
Deed Document Number2021035483
Deed Book / Page5466 / 168
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateDec 20, 2021
Property Address120 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1657
Document Number0005466168
Book / Page5466 / 168
Map ReferenceLB 49 PG 10
Instrument DateDec 08, 2021
Instrument2021035483
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36280 LOGG RD, RICHMOND, MI 48062-3708

Transferred To (Grantee/Buyer)

NameVerified Name
Address48720 CHESTER CT, CHESTERFIELD, MI 48047-5428

Mortgage

Document Number2022000412
DateDec 20, 2021
Instrument2022000412
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Mortgage

Document Number0000547287
DateJan 05, 2022
Book Page5472/87
Instrument2022000412
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$149,700 (+17.04%)
2024$7,377.00 (+12.78%)$299,400 (+17.04%)
2023$127,900
2022$6,541.00$255,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Nearby Flood Policies97 in force
Nearby Flood Claims15 (1985–2019)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2019, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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