106 S Senator Rd, Crystal, MI 48818 Property Records

Montcalm County property record for 106 S Senator Rd, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1995
Lot Size	3.02 acres (131,943 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2020)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Sep 2019 Refinance Jan 2022 Line of Credit + 1 more
APN	`009-001-026-31`

Property Details

APN / Parcel Number

Primary APN	`009-001-026-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,428 sqft Building Perimeter
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	131,943 sqft (3.02 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 S SENATOR RD
City	CRYSTAL
State	MI
Zip	48818-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A: PART OF THE E FRL 1/2 OF THE NE FRL 1/4 OF SEC 1; DESC AS COM AT THE NE COR OF SD SEC; TH S 00 DEG 14' 13" W 433.50
Legal Range	06W
Legal Township	10N
Legal Section	01
Jurisdiction	MONTCALM MI
Township / Civil Division	EVERGREEN
Census Block Group	3
Census Block	3008
Census Tract	970900

Owner

Source: Montcalm County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 S SENATOR RD, CRYSTAL, MI 48818-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN ONE CMNTY CU
May 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MMS MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Deed Document Number	20205135
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	106 S SENATOR RD, CRYSTAL, MI 48818-9651
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R09921
Date	Sep 26, 2019
Instrument	2019R-09921

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	106 S SENATOR RD, CRYSTAL, MI 48818-9651
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01174
Date	Jan 31, 2022
Instrument	2022R-01174

Lender

Name	MICHIGAN ONE CMNTY CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	May 6, 2020
Property Address	106 S SENATOR RD, CRYSTAL, MI 48818-9651
Document Number	2020R05135
Instrument Date	May 1, 2020
Instrument	2020R-05135
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S SENATOR RD, CRYSTAL, MI 48818-9651

Mortgage

Document Number	2020R05136
Date	May 6, 2020
Instrument	2020R-05136

Lender

Name	MMS MORTGAGE SERVICES LTD

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Evergreen Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,300 (+18.16%)	$352,600 (+18.16%)
2025	$2,865.00 (+3.77%)	$149,200 (+29.18%)	$298,400 (+158.35%)
2024	$2,761.00
2023		$115,500	$115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-County Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless	100 / 20

May also be available: CMS Internet, T-Mobile USA.

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