Montcalm County property record for 786 S Senator Rd, Crystal, MI 48818 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,869 sqft Building Perimeter |
| Lot Size | 554,649 sqft (12.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2020) |
| Tax Bill | $3,301.00 (2025) |
Source: Montcalm County records · APN 009-001-023-01
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 S SENATOR RD, CRYSTAL, MI 48818-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance LAKE MICHIGAN CREDIT UNION |
| Aug 31, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Sep 29, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage LAKE MICHIGAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Deed Doc Number | 202010561 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 786 S SENATOR RD, CRYSTAL, MI 48818-9743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R02787 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023R-02787 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 786 S SENATOR RD, CRYSTAL, MI 48818-9743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/9533 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 2017/9533 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Sep 29, 2020 |
| Property Address | 786 S SENATOR RD, CRYSTAL, MI 48818-9743 |
| Document Number | 2020R10561 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020R10561 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 S SENATOR RD, CRYSTAL, MI 48818-9743 |
| Document Number | 2020R10562 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020R-10562 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Evergreen Township |
| Unified School District | Central Montcalm Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,800 (+3.54%) | $345,600 (+3.54%) | |
| 2025 | $3,301.00 (+3.54%) | $166,900 (+27.89%) | $333,800 (+155.79%) |
| 2024 | $3,188.00 | ||
| 2023 | $130,500 | $130,500 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 009-001-023-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,869 sqft Building Perimeter |
| 1st Floor | 1,022 sqft 1st Floor |
| Basement Area | 1,022 sqft Basement |
| Unfinished Basement | 1,022 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 554,649 sqft (12.7 acres) |
| Garage Area | 672 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 786 S SENATOR RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SE 1/4 OF SEC 1; DESC AS COM AT THE E 1/4 COR OF SD SEC; TH S 00 DEG 14' 13" W 1336.66 FT ALG THE E SEC LINE TO P |
| Legal Range | 06W |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | MONTCALM MI |
| Minor Civil Division | EVERGREEN |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 970900 |
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