106 S Forest Cir, Havelock, NC 28532 Property Records

Craven County property record for 106 S Forest Cir, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1989
Lot Size	0.234 acres (10,177 sqft)
Owner	Individual Name on Record
Last Sale	$98,338 (Mar 2018)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-059-A-008`

Property Details

APN / Parcel Number

Primary APN	`6-059-A-008`
Alternative APN	`120524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,177 sqft (0.234 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120524
Street Address	106 S FOREST CIR
City	HAVELOCK
State	NC
Zip	28532-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 SOUTH FOREST PH 1
Legal Subdivision	SOUTH FOREST
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2034
Census Tract	961301

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E STIRRUP LN, HAVELOCK, NC 28532-2958
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
May 10, 2018	Warranty Deed, Transfer
Mar 28, 2018	Warranty Deed, Foreclosure
Mar 8, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	201810019472
Deed Book / Page	3529 / 94
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	106 S FOREST CIR, HAVELOCK, NC 28532-2442
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003535/0000000436
Date	May 10, 2018
Book Page	0000003535/0000000436
Instrument	000010022162

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2033

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 10, 2018
Property Address	106 S FOREST CIR, HAVELOCK, NC 28532-2442
Document Number	003535/425
Book / Page	3535 / 425
Instrument Date	May 3, 2018
Instrument	000010022161
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E STIRRUP LN, HAVELOCK, NC 28532-2958

March 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 28, 2018
Property Address	106 S FOREST CIR, HAVELOCK, NC 28532-2442
Document Number	03530/1912
Book / Page	3530 / 1912
Instrument Date	Mar 27, 2018
Instrument	000010020297
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401, NASHVILLE, TN 37203

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CRAVEN NC
Recording Date	Mar 8, 2018
Property Address	106 S FOREST CIR, HAVELOCK, NC 28532-2442
Document Number	003529/094
Book / Page	3529 / 094
Instrument Date	Mar 7, 2018
Instrument	000010019472
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+4.28%)	$148,810 (+20.35%) Land $35,000 Building $113,810	$148,810 (+20.35%) Land $35,000 Building $113,810
2023	$1,450.00 (+25.43%)	$123,650 (+29.64%) Land $35,000 Building $88,650	$123,650 (+29.64%) Land $35,000 Building $88,650
2022	$1,156.00	$95,380 Land $30,000 Building $65,380
2018			$95,380 Land $30,000 Building $65,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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