101 S Forest Cir, Havelock, NC 28532 Property Records

Craven County property record for 101 S Forest Cir, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,170 sqft · built 1989
Lot Size	0.313 acres (13,625 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Aug 2022)
Tax Bill	$2,670 (2026)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-059-A-001`

Property Details

APN / Parcel Number

Primary APN	`6-059-A-001`
Alternative APNs	`108843` `98535`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,625 sqft (0.313 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	108843
Street Address	101 S FOREST CIR
City	HAVELOCK
State	NC
Zip	28532-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 SOUTH FOREST PH 1
Legal Subdivision	SOUTH FOREST
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2034
Census Tract	961301

Owner

101 S Forest Cir is owned and occupied by an individual who bought it in August 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 S FOREST CIR, HAVELOCK, NC 28532-2450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Mar 15, 2013 · Amount on File
Deed Document Number	202210102190
Deed Book / Page	3738 / 1778
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	3177/0390
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	101 S FOREST CIR, HAVELOCK, NC 28532-2450
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03762/2063
Date	May 4, 2023
Book Page	3762/2063
Instrument	10112096

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 24, 2022
Property Address	101 S FOREST CIR, HAVELOCK, NC 28532-2450
Document Number	03738/1778
Book / Page	3738 / 1778
Map Reference	CAB E SL 156
Instrument Date	Aug 10, 2022
Instrument	10102190
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 BELEVUE CT, 406, NEW BERN, NC 28560-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S FOREST CIR, HAVELOCK, NC 28532-2450

Mortgage

Document Number	0037381781
Date	Aug 24, 2022
Instrument	3738/1781

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 101 S Forest Cir was $2,670, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,670.00 (+2.5%)	$217,500 (-) Land $35,000 Building $182,500	$217,500 (-) Land $35,000 Building $182,500
2025	$2,605.00	$217,500 Land $35,000 Building $182,500	$217,500 Land $35,000 Building $182,500
2023	$2,506.00 (+47.33%)	$217,500 (+52.37%) Land $35,000 Building $182,500	$217,500 Land $35,000 Building $182,500
2022	$1,701.00	$142,740 Land $30,000 Building $112,740
2018			$142,740 Land $30,000 Building $112,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 S Forest Cir in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 S Forest Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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