106 Red Gate Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 106 Red Gate Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,829 sqft · built 1973
Lot Size	0.408 acres (17,781 sqft)
Owner	2 Trust Names on Record
Last Sale	$770,000 (Aug 2017)
Tax Bill	$12,728 (2026)
Deeds & Mortgages	Dec 2022 Refinance Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0273.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0273.0`
Alternative APNs	`M:007.0=0000=0273.0` `240000000740` `240000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,829 sqft Living Area
Gross Area	5,890 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,781 sqft (0.408 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	240000000740
Street Address	106 RED GATE LN
City	READING
State	MA
Zip	01867-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5011
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	106 RED GATE LN, READING, MA 01867-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Aug 4, 1993 · Amount on Record
Last Transfer Date	Jun 13, 2019
Transfer Doc	1819534
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	106 RED GATE LN, READING, MA 01867-3742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001928623
Date	Dec 8, 2022
Instrument	1928623

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	106 RED GATE LN, READING, MA 01867-3742
Document Number	0001855792
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	106 RED GATE LN READING MA 018673742, READING, MA 01867-3742

Mortgage

Document Number	0001855792
Date	Oct 9, 2020
Instrument	1855792

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 2, 2019
Property Address	106 RED GATE LN, READING, MA 01867-3742
Document Number	0000019534
Instrument Date	Jun 13, 2019
Instrument	19534
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	106 RED GATE LN READING MA 018673742, READING, MA 01867-3742

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 14, 2017
Property Address	106 RED GATE LN, READING, MA 01867-3742
Document Number	0000067822
Instrument Date	Jul 26, 2017
Instrument	67822
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,511.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 RED GATE LN READING MA 018673742, READING, MA 01867-3742

Mortgage

Document Number	67823
Date	Aug 14, 2017
Instrument	67823

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Mortgage

Document Number	67824,
Date	Aug 14, 2017
Instrument	67824

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,728.00 (+0.93%)	$1,161,300 (+4.89%) Land $613,800 Building $547,000	$1,320,493 (+16.77%)
2025	$12,611.00 (-1.22%)	$1,107,200 (+1.64%) Land $585,200 Building $522,000	$1,130,880 (+1.43%)
2024	$12,767.00 (+6.26%)	$1,089,300 (+14.15%) Land $575,700 Building $513,600	$1,114,920
2023	$12,015.00	$954,300 Land $504,400 Building $449,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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