105 Red Gate Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 105 Red Gate Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,247 sqft · built 1973
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 1995)
Tax Bill	$14,686 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0288.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0288.0`
Alternative APNs	`M:007.0=0000=0288.0` `240000000900` `240000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,247 sqft Living Area
Gross Area	7,391 sqft
Basement Area	1,554 sqft
Unfinished Basement	373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	240000000900
Street Address	105 RED GATE LN
City	READING
State	MA
Zip	01867-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5006
Census Tract	334100

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 RED GATE LN, READING, MA 01867-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 1995 · Amount on Record
Deed Sale	Aug 23, 1995 · Amount on Record
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	105 RED GATE LN, READING, MA 01867-3741
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079758-345
Date	Mar 1, 2022
Book Page	79758/345
Instrument	31929

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	105 RED GATE LN, READING, MA 01867-3741
Document Number	68867-499
Book / Page	068867 / 000499
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	68867-499
Date	Feb 7, 2017
Book Page	068867/000499
Instrument	20926

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,686.00 (-1.21%)	$1,289,400 (+1.66%) Land $671,700 Building $617,700	$1,528,835 (-7.14%)
2024	$14,866.00 (+6.25%)	$1,268,400 (+14.14%) Land $660,700 Building $607,700	$1,646,350
2023	$13,991.00	$1,111,300 Land $578,800 Building $532,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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