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106 Providence Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 106 Providence Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage2,275 sqft Living Area
Lot Size15,681 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$317,000 (2020)
Tax Bill$6,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0470

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,275 sqft Living Area
Gross Area3,029 sqft Gross Area
1st Floor1,266 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,681 sqft (0.36 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area634 sqft Garage
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address106 PROVIDENCE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 47 OR5037/970
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number47
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0470

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Aug 31, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Sep 09, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2020 · Amount on Record
Deed SaleSep 09, 2020 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Doc Number202076460
Deed Book / Page5037 / 970
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436

Mortgage

Document Number0058481675
DateOct 30, 2023
Book Page5848/1675
Instrument2023085175
Lender
NameUS BANK NA
TypeBank
Address92062
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueOct 01, 2050

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436

Mortgage

Document Number0058180242
DateAug 31, 2023
Book Page5818/242
Instrument2023068962
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term326 Months
DueOct 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 09, 2020
Property Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436
Document Number0050370970
Book / Page5037 / 970
Map ReferenceMB 73 PG 4-27
Instrument DateSep 04, 2020
Instrument2020076460
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,219.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address479 E RACQUET CLUB PL, 479, MEMPHIS, TN 38117-4524

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5436

Mortgage

Document Number5037972
DateSep 09, 2020
Instrument5037/972
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 29, 2017
Property Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436
Document Number0043961463
Book / Page4396 / 1463
Map ReferenceMB73 PG4-27
Instrument DateJun 27, 2017
Instrument2017044797
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLFORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5436

Mortgage

Document Number2017044800
DateJun 29, 2017
Instrument2017044800
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$311,194 (+2.7%)$413,221 (+3.52%) Land $100,000 Building $313,221
2025$6,633.00 (+7.12%) Homeowner's exemption$303,013 (+2.9%)$399,170 (-0.81%) Land $100,000 Building $299,170
2024$6,192.00 (+1.33%) Homeowner's exemption$294,473 (+3%)$402,438 (+10.54%) Land $100,000 Building $302,438
2023$6,111.00 (+1.65%) Homeowner's exemption$285,896 (+3%)$364,051 (+5.12%) Land $84,000 Building $280,051
2022$6,012.00 Homeowner's exemption$277,569$346,318 Land $84,000 Building $262,318

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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